Property underwriter (USA based)

What You'll Do: Assess, price, and bind risks in line with underwriting guidelines and appetite. Review submissions, analyze exposures, and make clear accept/decline/refer decisions. Draft, review, and refine policy wordings, endorsements, and coverage terms. Work closely with brokers and distribution partners to structure deals. Feed insights back into pricing models, guidelines, and product development. Monitor performance of bound business and flag emerging trends. What We're Looking For2–3+ years of underwriting experience at a traditional carrier, MGA, or Lloyd's syndicate. Strong technical grounding in pricing, risk selection, and policy wording. Exposure to multiple product lines rather than a single narrow specialism. Comfortable interpreting actuarial outputs and applying them commercially. Excellent judgment under uncertainty and willingness to own decisions. Willing and able to work from our office six days per week.

Bonus Points: Portfolio underwriter background: experience underwriting at the portfolio level rather than purely case-by-case. Demonstrated experience across multiple product lines (e.g. property, casualty, financial lines, specialty).CII qualifications or progress toward ACII.Experience working with delegated authority arrangements or building underwriting guidelines from scratch.

Compensation & Benefits: Base salary of £50,000–£80,000, depending on experience. Equity options. Direct ownership of a critical function in a high-growth insurance business.

About Corgi Insurance: Corgi is a full-stack insurance carrier building better, faster insurance products for startups. We're not a broker, so we underwrite and issue policies directly, with fewer handoffs and less friction. Cutting out intermediaries lets us tailor coverage to how companies actually operate and price risk more efficiently.