Remote Enterprise Solutions Architect (Banking)

Key Responsibilities: Define and communicate enterprise and solution architecture roadmaps aligned to business strategy, regulatory requirements and TOGAF principles Design end-to-end payment and core banking solutions including ISO 20022 migrations, SWIFT/SEPA/ACH integration, tokenization, and fraud detection systems Lead API and integration architecture: REST/GraphQL/SOAP, OpenAPI, API Gateway, MuleSoft/Apigee/wSO2, and message middleware (Kafka, RabbitMQ, IBM MQ) Specify cloud architecture and migration strategies across AWS, Azure and GCP, including container orchestration (Kubernetes, Docker), infrastructure-as-code (Terraform, CloudFormation, Ansible) and CI/CD pipelines Drive identity and access management and cryptography standards: OAuth2, OpenID Connect, SAML, HSM, PKI, TLS/Encryption and PCI-DSS/GDPR controls Architect data solutions: data modeling, ETL, event-driven architectures, CDC, Kafka, NoSQL/SQL (Oracle, PostgreSQL, MySQL, Cassandra, MongoDB) and observability (Prometheus, ELK, Splunk, Datadog) Lead legacy modernization and mainframe integration efforts (COBOL, CICS), define migration approaches (strangling, replatforming, refactoring) and ensure business continuity and disaster recovery planning Collaborate with engineering, security, operations and business stakeholders to create designs, proof-of-concepts, and high-quality solution documentation (UML, DDD patterns, BIAN) Establish non-functional requirements and drive performance tuning, scalability, high availability, load balancing and SOX/compliance readiness Mentor architects and engineers, enforce architecture governance, participate in solution reviews and support RFPs and vendor evaluations

Qualifications: Bachelor's or Master's degree in Computer Science, Engineering, Information Systems or equivalent experience 10+ years designing enterprise solutions in banking or financial services with proven experience on payments, core banking and ISO 20022 projects Deep technical expertise in API design (REST, GraphQL, SOAP), OpenAPI, API gateways and integration platforms (MuleSoft, Apigee, wSO2) Strong cloud architecture experience across AWS, Azure or GCP and hands-on with Kubernetes, Docker, Terraform, CloudFormation and CI/CD tooling Proven knowledge of security, identity and encryption technologies including OAuth2, OpenID Connect, SAML, HSM, PKI, TLS and PCI-DSS/GDPR compliance Experience with messaging and streaming technologies (Kafka, RabbitMQ, IBM MQ), ETL, event-driven architecture, CQRS/Event Sourcing and data modeling Familiarity with payment systems (SWIFT, SEPA, ACH), fraud detection, tokenization and AML/KYC integration patterns Experience modernizing legacy/mainframe environments (COBOL, CICS) and integrating core banking systems, with strong disaster recovery and business continuity planning skills Hands-on programming experience in Java, Spring Boot, .NET/C#, Python and SQL; working knowledge of tools such as Splunk, Prometheus, ELK, Datadog and z/OS monitoring Strong communication and stakeholder management skills, ability to produce architecture artifacts (UML) and lead cross-functional teams, TOGAF or equivalent architecture certification preferred

Benefits: Base Salary up to $187k depending on experience

Bonus: 10% cash + 10% RSUs (discretionary, semi-annual)

Benefits: Medical, Dental, Vision, HSA/FSA, 401(k) with match, 529 Savings PlanPTO: 3 weeks of vacation, 11 paid holidays, Paid Sick LeaveExtras: Employee mortgage program, bank account with self-directed trading, and access to cutting-edge tech projects