Benefits Consultant

Position Overview: As a Remote Benefits Consultant at The Benefit Doctor, you will serve as the primary strategic advisor for a portfolio of mid-sized client companies. You will design, implement, and manage comprehensive employee benefits packages that balance cost containment with competitive coverage. You will also educate employees, ensure compliance, and provide year-round support—embodying our "physician" approach to benefits consulting. This is a fully remote role, ideal for a self-motivated professional who thrives in a client-facing position and is passionate about simplifying benefits for growing businesses.

Key Responsibilities: Strategic Plan Design & Consulting Conduct thorough "initial exams" of client benefits programs, including claims analysis, employee demographics, and cost reviews. Design customized benefits packages (medical, dental, vision, life, disability, retirement, wellness, and voluntary benefits) tailored to each client's unique workforce and budget. Align benefits strategies with client organizational goals and growth plans. Carrier Negotiation & Cost Management Leverage strong carrier relationships to negotiate competitive rates and favorable plan terms. Identify cost-saving opportunities through smart funding models, plan design adjustments, and data-driven recommendations. Monitor plan performance year-round and recommend adjustments before issues become costly. Compliance & Regulatory Support Ensure client compliance with all applicable regulations, including ACA, ERISA, COBRA, HIPAA, and state-specific requirements. Conduct regular compliance checkups and provide guidance on regulatory changes. Prepare and file required documentation accurately and on time. Employee Education & Communication Develop clear, jargon-free communication strategies to help employees understand and utilize their benefits. Conduct virtual employee education sessions, open enrollment meetings, and one-on-one benefits counseling. Create enrollment materials, FAQs, and digital resources that empower employees to make informed decisions. Year-Round Client Support Serve as the primary point of contact for client HR teams and employees, providing responsive, white-glove support. Troubleshoot claims disputes, coverage issues, and mid-year plan adjustments. Conduct quarterly and annual client reviews to assess plan performance and client satisfaction. Build lasting, trust-based relationships with clients, acting as their on-call benefits physician. Internal Collaboration Collaborate with The Benefit Doctor's internal team to share insights, best practices, and industry trends. Contribute to the continuous improvement of our consulting processes and client experience.

Experience: Minimum of 1–3 years of experience in employee benefits consulting, brokerage, or a related HR/benefits role. Knowledge: Deep understanding of group health insurance, voluntary benefits, retirement plans, and compliance regulations (ACA, ERISA, COBRA, etc.).Client Management: Proven track record of managing a client portfolio and building long-term client relationships. Communication: Exceptional verbal and written communication skills, with the ability to translate complex benefits concepts into clear, accessible language.

Technical Skills: Proficiency with benefits administration platforms, CRM systems, and Microsoft Office Suite (Excel, Power Point, Word).Remote Readiness: Fully equipped for remote work with high-speed internet, a dedicated home office, and experience working independently.

Travel: Ability to travel occasionally for client meetings or team events (less than 10%).

Preferred: Industry certifications such as CEBS, GBA, RPA, or similar. Experience working with mid-sized businesses (50–500 employees).Experience with data analytics and benefits benchmarking tools. Bilingual skills are a plus.

Compensation & Benefits: We believe in taking care of our team just as we take care of our clients. We offer a competitive compensation package designed to attract and retain top talent.

Base Salary: $80,000 – $110,000 per year (commensurate with experience and qualifications)