virtual vocationsDenver, CO
Senior Underwriter
Evaluating complex mortgage loan applications outside traditional Qualified Mortgage (QM) guidelines, the full-time Senior Underwriter will manually underwrite transactions, perform quality control audits, and collaborate with internal staff in a remote environment.
Key responsibilities:
Manually underwrite mortgage loan transactions to ensure compliance with company and investor credit guidelines
Perform quality control audits of third-party vendors to verify adherence to credit guidelines and requirements
Collaborate with internal teams and clients to communicate purchase/funding eligibility requirements and clear loan conditions
Required qualifications:
15+ years of underwriting experience, with recent hands-on Non-QM underwriting experience
Ability to manually calculate income for complex self-employed borrower profiles and various Non-QM programs
Proficiency in Encompass for managing workflows and analyzing documentation
Strong understanding of Non-QM guidelines, investor overlays, and risk layering
Experience underwriting HELOCs and 2nd mortgages preferred
Also on the board Same function, level within a rung
Level
Senior
Location
Denver, CO
Occupation
Insurance Underwriters
Industry
Direct Property and Casualty Insurance Carriers
Posted
yesterday