raymond james financial servicesSt Petersburg, FL
Loan Specialist II - Mortgage Closer - RJ Bank
Loan Specialist II - Mortgage Closer - RJ Bank
Loan Specialist II - Mortgage Closer - RJ Bank
raymond james financial servicesSt Petersburg, FL
Apply for this role →2 days ago
Essential Duties and Responsibilities:
- Obtains required documentation and processes more complex loan applications.
- Orders credit verifications and third party services.
- Tracks receipt of and reviews post closing legal documents.
- Follows up on missing documentation.
- Verifies loan applications and supporting documents for accuracy and completeness.
- Prepares and compiles documents for loan closing.
- Prepares or reviews for accuracy, Good Faith Estimates of Closing Costs, Regulation Z disclosures, and other disclosures required by consumer regulation.
- Performs initial credit analysis submission via automated underwriting, as requested. Schedules, coordinates loan closings, and clears for disbursement of loan proceeds.
- Prepares compliance and accounting records and reports, as required by management and regulatory agencies.
- Performs routine loan calculations. Assists customers with moderately complex inquires or problems.
- Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment.
- Maintains currency in loan processing policies and procedures.
- Performs other duties and responsibilities as assigned.
- Knowledge ofIntermediate level concepts, practices and procedures of commercial and retail loan processing and documentation.
- Basic principles of banking and finance.
- Financial markets and products.
- Fannie Mae and Freddie Mac Underwriting guidelines.
- Working knowledge of TRID (TILA-Respa Integrated Disclosure) and the Closing Disclosure Timing requirements
- Experience reviewing Title commitments, Trust Agreements, and POA ("Price on Application" also known as "Price on Asking")Multi-state real estate, closing, and title practices.
- Federal and State lending laws.
- Loan origination software packages.
- Skill inProcessing more complex loan applications.
- Verifying loan applications and supporting documents.
- Preparing loan closing packages.
- Preparing records and reports.
- Performing routine loan calculations.
- Operating standard office equipment and using required software applications.
- Reviewing and interpreting commercial loan documentation and terms.
- Reviewing and interpreting residential and consumer documentation and terms.
- Reviewing and personal financial statements and supporting documents.
- Ability toRead, interpret, analyze and apply information from loan application documents
- Interpret and apply policies.
- Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.
- Communicate effectively, both orally and in writing.
- Work independently as well as collaboratively within a team environment.
- Handle stressful situations and provide a high level of customer service in a calm and professional manner.
- Establish and maintain effective working relationships.
- Maintain currency in loan processing policies and procedures.
Also on the board Same function, level within a rung
Level
Senior
Location
St Petersburg, FL
Occupation
Loan Interviewers and Clerks
Industry
Real Estate Credit
Posted
2 days ago