Senior BSA/AML Analyst

The Role: Leaf Link seeks a highly skilled Senior BSA/AML Analyst with deep expertise in high-risk complexity banking environments. In this role, you will own end to end financial crimes investigations across a diverse cannabis client portfolio, serving as subject matter expert on FinCEN guidance, state-level MRB regulations, and the unique typologies that emerge when embedded banking infrastructure meets federally controlled industries. This is not a routine compliance role – it requires regulatory prowess, business judgement, and the ability to operate with ambiguity.

What You’ll Be Doing: Monitor and investigate AML alerts generated across multiple program partners. Conduct due diligence and ongoing monitoring of cannabis clients, including performing and documenting risk assessments. Prepare partner marijuana specific SAR reports in accordance with FinCEN’s guidance in distinguishing limited filings, priority filings, and termination filings. Support the development and calibration of transaction monitoring rules tailored to specific typologies. Administer the end-to-end Cannabis Related Business (CRB) onboarding and ongoing monitoring, including cannabis specific reviews, license verifications, and beneficial ownership analysis. Conduct regular CRB account reviews – validating cash deposits, sales activity, and transaction patterns consistent with licensed operations. Support partner bank regulatory examinations and internal/external audits; prepare materials and respond to examiner inquiries. Monitor and investigate alerts related to negative news, OFAC and PEP screening, and license violations. What You’ll Bring to the Team 5+ years of BSA/AML compliance experience, fintech and cannabis banking a plus. Experience filing marijuana-related SARs under FinCEN’s MRB guidance framework. Demonstrated knowledge of BaaS compliance models, including how AML obligations flow between partner programs. Experience with AML transaction-monitoring, compliance, and case management platforms (e.g., Abrigo BAM+, Lexis Nexis, and Salesforce).Ability to review state cannabis license data, interpret dispensary, cultivator, processor operational structures, and assess alignment with banking activity. CAMS certification is a plus. Flexible PTO- you’re going to be working hard so enjoy time off with no cap! A robuststock option planto give our employees a direct stake in Leaf Link’s success 5 Days of Volunteer Time Off (VTO)- giving back is important to us and we want our employees to prioritize cultivating a better community Competitive compensationand 401k match Commuter Benefitsthrough our Flexible Spending Account As set forth in Leaf Link’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law. If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows: A \"disabled veteran\" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability. A \"recently separated veteran\" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service. An \"active duty wartime or campaign badge veteran\" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense. An \"Armed forces service medal veteran\" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.