Senior Credit Risk Analyst

Key responsibilities: Utilize proprietary and third-party data to reduce loss rates and improve customer experience Optimize risk thresholds, policies, and strategies to expand member access to credit products Design, run, and analyze experiments across credit products while building dashboards to monitor performanceRequired qualificationsBachelor's degree in Engineering, Math, Finance, or a quantitative discipline; Master's is a plus 3-5 years of analytical experience in a credit risk role, preferably in a FinTech environment Experience designing compliant lending products with knowledge of US state and federal regulations Proficiency in SQL, Python, or other statistical modeling tools, along with advanced Microsoft Excel skills Familiarity with A/B testing and experience adopting AI tools in work processes