Director, Stop Loss Underwriting

Responsibilities: Risk Selection & Facultative Reviews: Evaluate and select medical stop loss risks to ensure profitable new business acquisition and high-margin retention of in-force blocks through detailed facultative assessments. Partner & Broker Management: Cultivate strategic relationships with MGUs, TPAs, and specialty brokers to manage daily business strategy, pricing, terms, and the placement of lasers. Audit & Compliance: Develop, implement, and direct annual, risk-based underwriting audits of distribution partners to ensure alignment with corporate guidelines and industry best practices. Profitability Monitoring: Continuously analyze developing market results, loss ratios, and financial reports to proactively identify trends, concentrations of loss, or threats to profit objectives. Reinsurance Coordination: Review reinsurance programs annually to identify optimization opportunities and structure new program expansions. Stakeholder Alignment: Coordinate risk monitoring and regulatory alignment through structured, periodic reporting with senior executives across internal compliance, actuarial, and risk divisions.

Education: Bachelor’s Degree strong preferred Experience: 5–10+ years of deep expertise strictly within Medical Stop Loss insurance underwriting. Profitability Track Record: Proven history of meeting or exceeding medical stop loss profitability targets and successfully managing portfolio loss ratios. Negotiation & Influence: Demonstrated ability to negotiate sound, complex financial deals and effectively communicate underwriting assessments with internal executives and external partners. Technical Savvy: Highly proficient with standard medical stop loss underwriting platforms and advanced data analysis tools. Agility: Ability to grasp new products, alternative risk structures (such as captives or level-funded models), and evolving market regulations quickly. TravelUp to 20-25% travel required for distribution partner audits and broker meetings. This is a permanent position offering outstanding base salary, annual bonus, PTO, industry best medical and retirement benefits, great work life balance, an amazing team to work with and opportunity for advancement within a professional work environment. This is not a remote position and will require the candidate to be in office 5 days a week working closely with the VP and other leadership. Relocation assistance (is) available for someone who will need to relocate.